The death of a loved one often evokes a number of emotions, especially when the death is sudden and unexpected. It is not uncommon to feel shock and a deep sense of grief. But, after someone passes away, final arrangements usually need to be made in a timely manner, and funeral homes in North Miami, FL can assist you. Planning a funeral can be difficult when you have financial concerns. Use the following tips to help you save money on funeral expenses for a recently deceased loved one:
Create a Realistic Budget
When a loved one dies, it is natural to want to plan a grand funeral. But, financial constraints can make that difficult. The amount of money that you spend on final arrangements is not a reflection of how much you cared about your loved one. Reviewing your finances and creating a realistic budget of how much you can afford to pay for a funeral will help ensure that you don’t overspend and go into debt.
Consider a Direct Cremation of the Body
If you’re on a tight budget, direct cremation is an easy way to save money on funeral expenses. In fact, direct cremation is the least expensive body disposition method. A direct cremation involves the body of the deceased being transported from the place of death directly to a crematory. The cremation occurs very soon after death.
Opting for direct cremation doesn’t mean that you won’t be able to celebrate the life of your loved one. Many people choose direct cremation due to the price and then have a memorial service at a later date with family and friends.
Skip Having the Body Embalmed
Embalming is a very involved process that helps preserve the body of the deceased longer. Since it requires a lot of time and skill, it is not surprising that the price of embalming can be several hundred dollars. However, it is important to note that there is no legal requirement to have a body embalmed prior to burial or cremation.
If you’re planning to have a funeral just a few days after the death of your loved one, embalming is most likely not necessary. The funeral home that you work with will likely offer refrigeration services at a much lower cost.
Contact More Than One Funeral Home
Planning a funeral is not something that anyone wants to do. But, if you’re tasked with doing so and every penny counts, it is in your best interest to contact a few funeral homes in your area before deciding which one to hire.
Every funeral home sets their own prices for their services, much like any other business. But, funeral homes must provide you with a price list sheet if you ask for one. Reviewing the price list sheets for different funeral homes in your area can help you find the one that provides the best value and can work within your budget.
Planning a funeral can be very hard, both emotionally and financially. If you’re looking for funeral homes in North Miami, FL, please reach out to Ferdinand Funeral Homes & Crematory at (305) 548-8729.
